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All real estate agents are NOT alike! Find out why we are top real estate experts. Call Andrea: 919-260-8163 or Peter: 919-593-6696
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"Andrea went above and beyond the call..." "Working with Andrea Owens on purchasing our home in NC was a huge success!" Mike and Lynn Ewart, November 2006 Read Quote > View All Quotes >
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The Owens Team are some of The Top Selling Real Estate Experts Find Out More > |
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Why Buyers Choose to Work with the Owens Team  1. Our Level of Service and Professionalism: When you hire us, you really get the best of both worlds. We work together, as needed, giving you double the coverage with two sets of ears, eyes, and twice the energy as a single agent! We’re old school when it comes to exceeding expectations and new school when it comes to new techniques. In other words, we use old-fashioned service with a new generation attitude. 2. Our Success Rate: We have nearly a 100% closing success rate. Read what satisfied clients have said about their experience with us: "I would highly recommend her..." "...Andrea's energy, experience, and wisdom kept the purchase of the home on the timeline I desired." "...Andrea wowed us during our...transactions..." "Thanks to Andrea, the purchase of our new home went thru without a hitch..." 3. We Only Represent Your Best Interests: As a Buyer’s Agent, we represent your best financial interests and will negotiate the best possible price for your new home. 4. We're Natives to North Carolina and the Triangle Area: Not only are we knowledgeable of the area, but having moved around the USA ourselves, we’re familiar with the moving process. We are here to provide advice in order to make your move go as smooth as possible. 5. We Provide Access to Every Home on the Market, Not Just Those We Have Listed: You will have full access to all homes available in the Chapel Hill, Durham, Hillsborough, Pittsboro and Raleigh/Cary markets, even listings not yet on the MLS, through our professional North Carolina real estate affiliations. We know that when you're contemplating purchasing a home, you’d like to see every home on the market that meets your specifications. We’re here to provide that for you. 6. We Ask Important Questions: What is the true market value of the home you are interested in? Is it priced too high? Is it a bargain that you should jump on? We help home buyers make decisions like this every day, and we'll make sure that YOU get the best value for your money. 7. Our Services as Buyer Agents are FREE: What’s more, working with us will save you money on the price of your next home purchase. We will help you negotiate the best possible Contract, considering all the important terms. You will not get a discount by going to the seller directly. Negotiating without buyer representation usually proves to be very costly. 8. We Provide Education for Home Buyers: We take great pride in educating consumers and turning the table in your favor. That’s why we provide you with a Buyer Packet that includes maps of the area and an overview of life in the Raleigh/Cary, Durham, and the Chapel Hill areas. We know that knowledge is power and we’re leaving the decision up to you after we provide you with all the essential information about the towns you’re interested in. 9. We Have Knowledge of the Market: Our expertise is invaluable. Our expert local knowledge of the Chapel Hill, Durham, Hillsborough, Pittsboro and Raleigh/Cary areas should be invaluable to you, not just in terms of real estate, but also schools, neighborhoods, the local economy, and more. 10. Our Drive is Unmatched: In order to ensure a smooth transaction at every stage, we team up with lenders, attorneys, home inspectors, and contractors. Our clients trust us to worry about the details.  Ask us any question about buying a home in Chapel Hill, Durham, Hillsborough, Pittsboro, and/or Raleigh/Cary. It's our job to help you! There's no obligation, and we promise to respond quickly... 
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First Time Buyers >Affording A Home
Are you getting ready to buy your first home? It is important to know how much you can afford before you begin looking at properties. Talking with a lender and getting pre-approved for a loan puts you in a stronger negotiating position with sellers.
As a rule, your monthly housing costs should not exceed 28% of your monthly pre-tax income. These costs include the mortgage payment, real estate taxes, and insurance. If you have long-term debts, such as student loans or car payments, your monthly payments, including your housing costs, should be less than 36% of your pre-tax monthly income. Some loans, such as VA and FHA loans, are more flexible with these basic guidelines.
Depending on which type of mortgage you select, you can consider houses in various price ranges. An adjustable-rate mortgage will usually enable you to qualify for a higher loan amount. Your real estate agent can help you make the basic calculations. Remember that buying at the top end of your price range gives you more time to outgrow your home, and can save you money over the long term.
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| Q |
What house is considered to be the first house with running water in America?
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| A |
John Headly's home built in Newport, RI in 1723, was equipped with an underground pipe from the nearby spring.
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